Specializing in California Loans

Your family's biggest investment is our number one priority. When you decide to buy a home or refinance a mortgage, it's a big decision. You can trust us to find the loan program that's best for you.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand that you are making a commitment when buying a new home, refinancing your mortgage, or tapping into your home's equity. So, we make a commitment to you to help you qualify, apply and be approved for the right mortgage loan.

Buying a new home is a source of anxiety, frustration - and a huge sense of accomplishment. you didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage that best fits your needs too. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage can be difficult in today's market. Our professional mortgage consultants will manage the paperwork requirements and keep you informed during the process. They will help you meet your goals with the best interest rates and the lowest monthly mortgage payments. Ask them for a loan comparison and get the process started!

Tapping into your home equity is just an application away. With today's low rates, you may be able to take cash out of your home and have a monthly payment about the same as you do now, or maybe even less. We'll help with the best program to fit your needs. Please navigate our website to learn more about us, what we can do for you, and how easy it is to get started.


We will help you find the right financing solutions to meet your needs.

Today's Rates

We help homeowners determine the right time to purchase or to refinance.


We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying

Michelle H

I met with Cathy to discuss current mortgage rates and she helped me better understand the details in selling rental properties and capital gains taxes. Wow, a true expert! I am thankful to have an extremely experienced professional who watches out for her clients' best interest vs. just making a dollar. Thank you Cathy! Your integrity is appreciated and you are a true delight to work with!